finance

Dubai mortgage rates start from 3.79 percent for fixed terms

As of May 2026 Dubai fixed mortgage rates start from 3.79 percent for 2 year terms with 3 year and 5 year fixed rates starting at 3.85 percent and 4.15 percent respectively.

By The Daily Dubai · Published 25 July 2026

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This article was written by AI from the linked sources and was not reviewed by a journalist before publishing. The Daily Dubai is part of The Daily Network and follows our reasonable editorial care.

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As of May 2026 Dubai fixed mortgage rates start from 3.79 percent for 2 year terms with 3 year and 5 year fixed rates starting at 3.85 percent and 4.15 percent respectively according to item 15.

Variable mortgage rates in Dubai typically range from 4.29 percent to 4.65 percent in 2026 calculated as EIBOR plus a bank margin of 1.0 percent to 1.99 percent according to item 15.

The benchmark 3 month EIBOR was approximately 3.75 percent in May 2026 trending toward 3.8 percent while the CBUAE base rate was cut to 3.65 percent in December 2025 according to item 15.

Non resident borrowers face higher rates from 4.20 percent to 5.75 percent and lower financing caps of 50 percent to 60 percent LTV compared to UAE residents up to 80 percent to 85 percent LTV according to item 15.

Sources: perplexity-sonar.

This article is general information only and is not personal financial or investment advice. Consider your own circumstances and seek licensed professional advice before making financial decisions.

References Sourced but Not Limited to:

datahabibi.ae · Mortgage rates

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